How does PayPal work

PayPal makes it easy to send and receive online payments, whether you're doing it for personal or business reasons - it's an all-in-one solution.

As a seller, you can accept all major credit/debit cards, bank transfers1 and PayPal balances. As a buyer, you can choose how to pay for items.

See below for how it works or watch the demo.

How PayPal works   PayPal for buyers   PayPal for sellers  


Buyers choose how they wish to pay


PayPal sends money securely


Sellers choose how to use funds

PayPal lets you pay for items using your credit cards, or PayPal balances

PayPal keeps you safe - financial details are never shared between buyers and sellers

Sellers can withdraw the money to their bank account or keep the funds in their PayPal account for online purchases

1 Funding of PayPal account with bank transfers is available in approved countries only